Senior Data analyst (Risk Department) — Узбекистан, Ташкент

• Key Responsibilities

• Participate in the design and development of data marts for the Risk Management Division, ensuring alignment with business requirements and analytical needs.

• Design and develop risk-related analytical models, including: Affordability / livelihood (income vs. expense) models, Risk monitoring models supporting portfolio quality tracking, Early warning and behavioral segmentation logic

• Perform advanced data analysis leveraging internal and external data sources: Integration and analysis of credit bureau data, Analysis of external service providers’ data, Customer-level insights combining behavioral, transactional, and risk indicators

• Build and maintain customer–employer–income analysis frameworks: Salary consistency and reliability checks, Employer stability analysis, Income trend and volatility monitoring

• Develop monitoring dashboards and analytical visualizations to support risk decision-making: Portfolio monitoring (vintage, delinquency, trends), Customer risk segmentation, KPI and early warning indicators

• Automate and continuously improve reporting and BI solutions: Enhance data pipelines and reporting performance (DWH / BI layer), Reduce manual effort through automation

• Work closely with cross-functional teams: Risk Management, Data Warehouse (DWH) teams, BI / Reporting teams, IT development teams

• Participate in data model design (logical & physical): Define fact/dimension structures,Ensure data consistency and reusability across analytical use cases, Handle ad hoc analytical and business requests, delivering accurate and timely insights.

• Key Focus Areas:

• Credit risk analytics

• Portfolio monitoring & reporting

• External data utilization (credit bureau, alternative data)

• Customer financial behaviour analysis